LIFE INSURANCE POLICY GUIDE
Your trusted source for instant, no-medical-exam life insurance. Protect your family’s financial future with confidence.
Core Concepts
What is Life Insurance?
Life insurance is a simple financial tool that provides a tax-free lump-sum payout to your beneficiaries after your passing — helping them stay secure through life’s toughest moments.
Why is it Important?
It’s a crucial safety net. Life insurance helps your loved ones manage major costs such as funeral expenses, debts, housing, and education — ensuring their quality of life stays protected.
COMPARE POLICY TYPES
Term Life Insurance
Temporary protection for a set period (e.g., 10–30 years). A budget-friendly option for covering income replacement or major financial responsibilities.
Whole Life Insurance
Permanent, lifetime coverage with a built-in cash value you can borrow from or grow over time.
Guaranteed Acceptance
Permanent coverage that requires no medical exam and no health questions. Ideal for seniors or individuals with health challenges.
YOUR APPLICATION TIMELINE
Get Your Quote
Answer a few quick questions to receive personalized estimates instantly.
Apply in Minutes
Complete our secure, fully online application in about 5 minutes — no paperwork required.
Activate Coverage
Applications are processed rapidly. Once approved, activate your protection immediately.
WHY CHOOSE ETERNATRUST?
We regularly update our policies to offer flexible plans, price-lock guarantees, and expert advice when you need it.
Minutes, not weeks. No medical exams.
Tailored coverage that fits your budget.
Full refund if you’re not satisfied.
Licensed agents ready to guide you.
Rates stay fixed for your entire term.
Freedom to adjust or cancel as needed.
Dedicated support whenever you need it.
Coverage backed by A-rated financial partners.
Get in touch
TruStage™ Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Product and features may vary and not be available in all states. Base Form Numbers: ICC20-WLMLIC & 2020-WLMLIC.
TruStage™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Base Form Numbers for coverage under 100k: ICC16-A10a-039, A10a-039-2016 & over 100k ICC17-SIT-2, 2017-SIT-2.
TruStage™ Guaranteed Acceptance Whole Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Death benefit is limited the first 2 years of the policy and is limited to a return of 100% of premiums, plus 10%. Product and features may vary and not be available in all states. Base Form Numbers: ICC16-GAWL & 2016-GAWL.
TAWL2, GAWL, SIT1, SIT2-8658941.1-1225-0128